The U.S. House of Representatives has passed the bipartisan GUARD Act, legislation aimed at strengthening law enforcement efforts against elder financial fraud, cryptocurrency investment scams and other financial crimes targeting older Americans. The bill, H.R. 2978, passed on September 15, 2026, and now heads to the Senate.

The GUARD Act, or Guarding Unprotected Aging Retirees from Deception Act, was co-led by Representatives Josh Gottheimer, Zachary Nunn and Scott Fitzgerald. The legislation would provide state, local and Tribal law enforcement agencies with additional resources to investigate fraud, track stolen funds and pursue criminals involved in increasingly complex financial schem...